Terms & Conditions

Terms & Conditions in USA

Your use of this Reliance Communications International, Inc. (“Reliance Global Call”) web site, which includes all content, information, and services under the relianceglobalcall.com domain, (the “Website” or “Site”) is subject to the terms and conditions set forth below.

VISITORS TO THIS WEB SITE ARE BOUND BY THE FOLLOWING TERMS AND CONDITIONS ("TERMS"), SO PLEASE READ THE FOLLOWING TERMS CAREFULLY BEFORE CONTINUING TO USE THIS SITE.  IF YOU DO NOT AGREE WITH ANY OF THESE TERMS, PLEASE DO NOT USE THIS SITE.  IF YOU USE THIS WEBSITE IN A MANNER INCONSISTENT WITH THESE TERMS AND CONDITIONS, RELIANCE GLOBAL CALL MAY TERMINATE YOUR ACCESS, BLOCK YOUR FUTURE ACCESS AND/OR SEEK SUCH ADDITIONAL RELIEF AS THE CIRCUMSTANCES OF YOUR MISUSE INDICATE IS PROPER.  IF YOU HAVE ANY QUESTIONS ABOUT THESE TERMS, PLEASE CONTACT US.

Disclaimer of Warranties, Inaccuracies or Errors 

  1. Although Reliance Global Call tries to ensure that all information and recommendations, whether in relation to the products, services, facilities, offerings or otherwise (hereinafter "Information") provided as part of this Web Site is correct at the time of inclusion on the Website, Reliance Global Call does not guarantee the accuracy of the Information.  Reliance Global Call makes no representations or warranties as to the completeness or accuracy of Information.
  2. Reliance Global Call makes no commitment to update or correct any Information that appears on the Internet or on this Website.
  3. Information is supplied upon the condition that the persons receiving the same will make their own determination as to its suitability for their purposes prior to use or in connection with the making of any decision.  No Information at this Website shall constitute an invitation to invest in Reliance Global Call or any affiliates.  Any use of this Website or the Information is at your own risk. Neither Reliance Global Call and its affiliates, nor their respective officers, employees or agents shall be liable for any loss, damage or expense arising out of any access to, use of, or reliance upon, this Website or the Information, or any web site linked to this Website.
  4. Nothing contained herein is to be construed as a recommendation to use any product, process, equipment or formulation, in conflict with any patent, or otherwise and Reliance Global Call makes no representation or warranty, express or implied that, the use thereof will not infringe any patent, or otherwise.

THIS WEBSITE/INFORMATION IS PROVIDED TO YOU ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTY.  RELIANCE GLOBAL CALL, FOR ITSELF, ITS DIRECTORS, OFFICERS, EMPLOYEES AND ANY THIRD PARTY PROVIDING MATERIALS, SERVICES, OR CONTENT TO THIS WEBSITE, MAKES NO REPRESENTATIONS OR WARRANTIES, EITHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD PARTY RIGHTS, WITH RESPECT TO THE WEBSITE, THE INFORMATION OR ANY PRODUCTS OR SERVICES TO WHICH THE INFORMATION REFERS. RELIANCE GLOBAL CALL WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, ARISING FROM OR CONNECTED WITH THE SITE, INCLUDING BUT NOT LIMITED TO, YOUR USE OF THIS SITE OR YOUR INABILITY TO USE THE SITE, EVEN IF RELIANCE GLOBAL CALL HAS PREVIOUSLY BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.   BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.  IN SUCH STATES, RELIANCE GLOBAL CALL’S LIABILITY IS LIMITED TO THE EXTENT PERMITTED BY LAW.

Availability 

  1. Reliance Global Call makes no representation that the materials on this website are appropriate or will be available for use in any locations outside the United States. You are entirely responsible for ensuring that your use of this Website is in compliance with all applicable laws.
  2. Information that Reliance Global Call publishes on the World Wide Web may contain references or cross references to Reliance products, programs and services that are not offered or available in your country. Such references do not imply that Reliance offers or intends to offer such products, programs or services in your country.  Please contact us for information regarding the products, programs and services that may be available to you.

Third Party Interaction and Links to Third Party Sites 

  1. In your use of the Website, you may enter into correspondence with, purchase goods and/or services from, or participate in promotions of advertisers or members or sponsors of the Website. Unless otherwise stated, any such correspondence, advertisement, purchase or promotion, including the delivery of and the payment for goods and/or services, and any other term, condition, warranty or representation associated with such correspondence, purchase or promotion, is solely between you and the applicable third party. You agree that Reliance Global Call has no liability, obligation or responsibility for any such correspondence, purchase or promotion between you and any such third party.  
  2. This Web Site may be linked to other web sites on the World Wide Web that are not under the control of or maintained by Reliance Global Call. Such links do not indicate any responsibility or endorsement on our part for the external website concerned, its contents or the links displayed on it.  These links are provided only as a convenience, in order to help you find relevant websites, services and/or products that may be of interest to you, quickly and easily.  It is your responsibility to decide whether any services and/or products available through any of these web sites are suitable for your purposes.  Reliance Global Call is not responsible for the owners or operators of these websites or for any goods or services they supply or for the content of their websites and does not give or enter into any conditions, warranties or other terms or representations in relation to any of these or accept any liability in relation to any of these (including any liability arising out of any claim that the content of any external web site to which this Website includes a link infringes the intellectual property rights of any third party).
  3. We keep track of your participation/activation in the Reliance Global Call Application (Application)/ www.facebook.com / relianceglobalcall (Facebook page) / www.relianceglobalcall.com (Website) and reserve the right to anonymously track and report your activities inside Application/Facebook page/Website so that we can understand our users’ interests and evaluate the effectiveness of our offerings. Similarly, we keep track of your comments and feedback in order to continually improve the quality of Reliance Global Call's Application/ Facebook page/website and Reliance Global Call services.

Copyrights 

  1. This Website contains material, including text, graphics and sound, which is protected by copyright and/or other intellectual property rights.  All copyright and other intellectual property rights in this material are either owned by Reliance Global Call or have been licensed to Reliance Global Call by the owner(s) of those rights so that it can use this material as part of this Website. Reliance Global Call retains copyright on all Information, including text, graphics and sound and all trademarks displayed on this Website are owned by or licensed to Reliance Global Call.
  2. You may:
    • use and display the materials only on your personal computer only for personal use.  Reliance Global Call grants you a limited, personal, non-exclusive and non-transferable license only for such use.
    • print copies of the information on this Site for your personal use and store the files on your computer for personal use.
  1. You may not, without our prior written consent:
    • copy (whether by printing off onto paper, storing on disk, downloading or in any other way), distribute (including distributing copies), download, display, perform, reproduce, modify, edit, alter, enhance, broadcast or tamper with in any way or otherwise use any material contained in the Website except as set out under "You may". These restrictions apply in relation to all or part of the material on the Website;
    • copy and distribute this Information on any other server, or modify or re-use text or graphics on this system or another system.  No reproduction of any part of the Website may be sold or distributed for commercial gain nor shall it be modified or incorporated in any other work, publication or website, whether in hard copy or electronic format, including postings to any other website.
    • remove any copyright, trade mark or other intellectual property notices contained in the original material from any material copied or printed off from the Website;
    • link to this Website. 
  1. If you engage in correspondence with us, you agree to grant us a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sublicense, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any information you provide to us in such correspondence.  You also grant to Reliance Global Call the right to use your name in connection with the information you provide to us in the correspondence as well as in connection with all advertising and promotional material related thereto.  You agree that you shall have no recourse against Reliance Global Call for any alleged or actual infringement or misappropriation of any proprietary right in your correspondence with us.

Trademarks

“Reliance Global Call” and all products and logos denoted with ™ or ® are trademarks or registered trademarks of Reliance Global Call or its affiliates.  Reliance Global Call trademarks may not be used in connection with any product or service that is not a Reliance Global Call product or service.

General Terms and Conditions

  1. You acknowledge that Reliance Global Call will have the right to report to law enforcement authorities any actions that may be considered illegal, as well as any information it receives of such illegal conduct.  When requested, Reliance Global Call will co-operate fully with law enforcement agencies in any lawful investigation of alleged illegal activity on the Internet.
  2. Submissions and unauthorized use of any materials contained on this Website may violate copyright laws, trademark laws, the laws of privacy and publicity, certain communications statutes and regulations and other applicable laws and regulations.  You alone are responsible for your actions or the actions of any person using your user name and/or password.  As such, you shall indemnify and hold Reliance Global Call, its affiliates and their respective officers, directors, employees, affiliates, agents, licensors, and business partners harmless from and against any and all loss, costs, damages, liabilities, and expenses (including attorneys' fees) incurred in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third party that your use of the Website or the use of the Website by any person using your user name and/or password (including without limitation your correspondence with us) violates any applicable law or regulation, or the rights of any third party.  Reliance Global Call reserves the right to terminate access to this Website at any time and without notice.  Furthermore, this limited license terminates automatically, without notice to you, if you breach any of these Terms.  Upon termination, you must immediately destroy any downloaded and printed materials.
  3. Reliance Global Call may at any time revise the Terms by updating the then-current version thereof posted on this Website. By using this Website, you agree to be bound by any such revisions and should therefore periodically visit this page of this Website to determine the most current version of the Terms to which you are bound.  Certain provisions of the Terms may be superseded by expressly designated legal notices or terms located on particular pages at this Website.  In particular, if you are a Reliance Global Call customer and there is any conflict between these Terms on the one hand, and the Customer Services Agreement on the other, the latter shall prevail.
  4. Reliance Global Call may change the format and content of this Website at any time. Reliance Global Call may suspend the operation of this Web Site for support or maintenance work, in order to update the content or for any other reason.
  5. Personal details provided to Reliance Global Call through this Website will only be used in accordance with our privacy policy.  Please read this carefully before proceeding.  By providing your personal details to us, you are consenting to its use in accordance with our privacy policy and these Terms.
  6. If you have a question or complaint, please contact us at as provided below.

Undertaking, representation and covenants of the user: 

When using this Website, you expressly undertake, represent and covenant that you shall not:

  1. Restrict or inhibit any other user from using or enjoying this Web Site, including without limitation by means of "hacking" or defacing any portion of this Website;
  2. Transmit any information or software that contains a virus, worm, time bomb, Trojan horse or other harmful or disruptive component;
  3. Reproduce, duplicate, copy, sell, resell or exploit for any commercial or unlawful purposes, the Information or any portion thereof, your right to use this Website, or your right to access any services offered or made available on or through this Website.
  4. Remove or modify any copyright, trademark, or other proprietary rights notices contained in this Website or on any material downloaded from the Website;
  5. Submit particulars that you do not have the right or authority to submit under any law or any contractual or fiduciary relationship (such as trade secrets and confidential information);
  6. Post or transmit to or from this Website any unlawful, threatening, libelous, defamatory, obscene, pornographic, offensive, hateful or other similar material;
  7. Use the Website to conduct, or solicit the performance of, any unlawful activity or other activity which infringes the rights of others;
  8. Interfere with or disrupt (e.g. through “denial of service” attack of any kind) the Website or any services provided thereon or thereby, or any servers or networks connected to the Website, or disobey any requirements, procedures, policies or regulations of networks connected with the Website;
  9. Frame or mirror any part of the Website without Reliance Global Call's prior written authorization;
  10. Use any robot, spider, scraper, site search/retrieval application, or other manual or automatic device or process to retrieve, index, "data mine," or in any way reproduce or circumvent the navigational structure or presentation of the Website or the Information provided on this Website, without our written authorization; or
  11. Violate any law, regulation or contract.
  12. You will not impersonate any person or entity, misrepresent your affiliation with a person or entity, or misrepresent the origin of any content posted on or distributed through the Site.

Maximum Usage Policy

The General Plan/Simply Reliance Plan  is be governed by the Maximum Usage Policy of $40 per day and $ 200 per month. The General Plan/Simply Reliance Plan Customer’s shall be allowed to use till $ 40 value of minutes per day and $ 200 value of minutes per month  has been consumed by the Customer. Maximum of 3  Recharges (Auto recharge and-or manual recharge) per day will be allowed for Simply Reliance Plan.  

Fair Usage Policy

  1. At Reliance Global Call, we strive to provide our customers with the best calling plans, known as 'subscriptions', at the lowest possible price. This Fair Usage Policy ("FUP") is designed to prevent fraud and abuse of our subscriptions, as has been reported and investigated to be, carried out by a small number of users. The total international calling minutes using Reliance Global Call is capped at $40 value of minutes of calling per day and $ 200 value of minutes per month  to be utilized by the Customer for General Plan/Simply Reliance Plan. Reliance Global Call subscriptions are for individual use only (personal or business communications, non commercial) in accordance with our Terms of Use and this FUP ("Legitimate Use"). The following is a non-exhaustive list of practices that would not be considered as Legitimate Use:
    1. Using subscriptions for telemarketing or call centre operations;
    2. Re-selling subscription minutes;
    3. Sharing subscriptions between users whether via  PBX, call centre, computer or any other means;
    4. Calling numbers (whether singly, sequentially or automatically) to generate income for yourself or others as a result of merely placing the call, other than for your individual business communications (and subject to of the Terms of Use); and
    5. Unusual calling patterns inconsistent with normal, individual subscription use, for example, regular calls of short duration or calls to multiple numbers in a short period of time.
    Other practices may be relevant in determining Legitimate Use and Reliance Global Call reserves the right to take any unlawful, prohibited, abnormal or unusual activity into account while reaching into a conclusion. Reliance Global Call may, at its sole discretion, terminate its relationship with you, or may suspend your subscription immediately if it has reason enough to determine that you are using your subscription contrary to this FUP or Reliance Global Call Terms of Use. Where reasonable and to the best of our efforts, Reliance Global Call will strive to provide you with a notice of improper usage before suspension or termination of your subscription and, if appropriate, Reliance Global Call or Service may offer you an alternative subscription.
  2. Reliance Global Call reserves the right to withdraw or change the subscriptions at any given point of time. If Reliance Global Call changes the Products included in your subscription, Reliance Global Call will notify you by email stating the changes and their effective date. If at any time, you do not agree with these terms, or the inclusion of the Fair Usage Policy, then you must immediately stop using the RGC Services, with appropriate notice. Your continuous use of the RGC Services after such amendment of these terms and inclusion of the FUP will constitute your acceptance of these new terms of use.

Indemnification

You agree to indemnify, defend and hold Reliance Global Call, its affiliates and any of its and their directors, employees, advisors, suppliers, advertisers, agents or sponsors harmless from and against any and all claims, damages, losses, costs (including, without limitation, reasonable attorneys' fees) or other expenses that arise directly or indirectly out of or from (i) your breach of these Terms; (ii) your violation of the undertaking, representation and covenants mentioned above; and/or (iii) your activities in connection with this Website.

Miscellaneous

In the event of any provision of these Terms is determined by a court of competent jurisdiction to be invalid, illegal or otherwise unenforceable, such provision shall be deemed to have been deleted from these terms and conditions, while the remaining provisions shall remain in full force and effect.  Reliance Global Call's failure to insist upon or enforce strict performance of any provision of these Terms shall not be construed as a waiver of any provision or right.  Neither the course of conduct between the parties nor trade practice shall act to modify any provision of these Terms.

USE OF THE PRODUCTS AND SOFTWARE AND RELIANCE GLOBAL CALL WEBSITES

  1. In order to use the Product(s), you need to register yourself with the Service.
  2. In order to use the Service and any additional services offered, you must obtain adequate access to the Web, either directly or through devices that access web-based content, and will be responsible for all charges relating to such access. (as described in paragraph)  You will also need to provide all equipment necessary to make such connection and/or enable Reliance Global Call (VoIP) calling, including  hand-held devices, any modems or router and any microphone, headset/handsets, . Any , hand-held devices will also need to be installed with the appropriate operating system to support the Software.
  3. The Reliance Global Call Communications Software may use the processing capabilities, memory and bandwidth of the , hand-held devices  you are using, for the limited purpose of facilitating the communication and establishing the connection between Reliance Global Call Communications Software users. If your use of the Reliance Global Call Communications Software is dependent upon the use of a processor and bandwidth owned or controlled by a third party, you acknowledge and agree that your license to use the Reliance Global Call Communications Software is subject to you obtaining consent from the relevant third party for such use. You represent and warrant that by accepting these Terms, you have obtained such consent.
  4. Reliance Global Call may automatically check your version of the Reliance Global Call Software. You may be required to enter into an updated version of these Terms to be able to download or otherwise take advantage of any Updates. Reliance Global Call has no obligation to make available any Updates. However, Reliance Global Call may (a) require you to download and install Updates; or (b) download and install Updates from Reliance Global Call automatically from time to time unless you have chosen (through your Reliance Global Call Application settings) not to receive automatic Updates. These updates are required to maintain software compatibility, provide security updates or bug fixes, or offer new features, functionality or versions. You agree to receive such updates from Reliance Global Call in order to continue using the Reliance Global Call Software and you agree to accept such Updates subject to these Terms.
  5. From time to time, "Company Name" may need to perform maintenance on or upgrade the Software, Products/ Service or Reliance Global Call Website or the infrastructure that enables you to use the Software, Products or Reliance Global Call Website. This may require Reliance Global Call to temporarily suspend or limit your use of some or all of the Software, Products or Reliance Global Call Website until such time as this maintenance and/or upgrade can be completed. To the extent possible Reliance Global Call will publish on Reliance Global Call website the time and date of such maintenance and /or upgrade on the Website in advance. However, publishing such notification shall not be obligatory. You will not be entitled to claim damages for such suspension or limitation of the use of any Software, Product or Reliance Global Call Website.
  6. Neither the Products nor the Software are intended to support or carry emergency calls or 911 calls to any type of agencies, units or any other kind of services that connect a user to emergency services personnel or public safety answering points ('Emergency Services'). Neither Reliance Global Call, nor its Directors, employees, agents, affiliates or network service suppliers, shall be liable for the unavailability of the Services regarding emergency or 911 calls; and you hereby waive to the maximum extent permitted by any applicable law and all such claims or causes of action, arising from or relating to use of the Service to access any emergency service. There are important differences between traditional telephone services and the Products provided by the Reliance Global Call. You acknowledge and agree that: (i) the Software/Service and the Products are not a replacement for your primary telephone service.  (ii)Service is not required to offer access to Emergency Services or 911 services under any applicable local and/or national rules, regulations or law; (iii) it is your responsibility to purchase, separately from the traditional wireless (mobile) or fixed line telephone services that offer access to Emergency Services,
  7. Reliance Global Call is not the source of, does not verify or endorse and takes no responsibility for the content of communications made using the Software. By using the Software, you agree that any content that you submit may be transmitted to the recipient of your communication. The content of communications is entirely the responsibility of the person from whom such content originated. You, therefore, may be exposed to content that is offensive, unlawful, harmful to minors, obscene, indecent or otherwise objectionable. The content of communications may be protected by Intellectual Property Rights, which are owned by us or third parties. You are responsible for the content you choose to communicate and access using the Software. In particular, you are responsible for ensuring that you do not submit material that is (i) copyrighted, protected by trade secret or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from their rightful owner (ii) a falsehood or misrepresentation (iii) offensive, unlawful, harmful to minors, obscene, defamatory, libelous, threatening, pornographic, harassing, hateful, racially or ethnically offensive, or that encourages conduct that would be considered a criminal offense, gives rise to civil liability, violates any law, or is otherwise objectionable; (iv) an advertisement or solicitation of business; or (v) impersonating another person.  Reliance Global Call reserves the right (but shall have no obligation) to review content for the purpose of enforcing these Terms and conditions. Reliance Global Call may in its sole discretion block, prevent delivery of or otherwise remove the content of communications as part of its effort to protect the Software, Products or its customers, or otherwise enforce these Terms. Further, Reliance Global Call may in its sole discretion remove such content and/or terminate these Terms and your User Account if you use any content that is in breach of these Terms.
  8. If Reliance Global Call receives any notification that any material that you post, upload, edit, host, share and/or publish on the Website or through the Software (excluding your private communications)("User Submission") is inappropriate, infringes any rights of any third party, or if Reliance Global Call wishes to remove your User Submission for any reason whatsoever, Reliance Global Call reserves the right to automatically remove such User Submission for any reason immediately or within such other timescales as may be decided from time to time by Reliance Global Call in its sole discretion. The User Submission shall be taken down without any admission as to liability and without prejudice to any rights, remedies or defenses, all of which are expressly reserved.
  9. You acknowledge and agree that Reliance Global Call is under no obligation to put back such User Submission at any time. If User Submissions infringe, or if you believe that User Submissions infringe any of your rights (including intellectual property rights) or are unlawful, please contact us immediately. Reliance Global Call reserves the right to ask for verification of your identity and to seek further information to verify your complaint. You agree that you are solely responsible for the consequences resulting from your complaint (including but not limited to removal or blocking of the User Submission) and you acknowledge and agree that any complaint may be used in court proceedings. Any false, misleading or inaccurate information provided by you may result in civil and criminal liability under the prevailing statue of the state
  10. Reliance Global Call cannot guarantee that the Software, Service or Websites will always function without disruptions, delay or errors. A number of factors may impact the quality of your communications and use of the Software, Products (depending on the Products used) or Reliance Global Call Websites, and may result in the failure of your communications including but not limited to: your local network, firewall, your Reliance Global Call service provider, the public Reliance Global Call, the public switched telephone network and your power supply. Reliance Global Call takes no responsibility for any disruption, interruption or delay caused by any failure of or inadequacy in any of these items or any other items over which we have no control.
  11. Reliance Global Call is constantly improving the Software and Service and may also need to change technical features from time to time in order to comply with applicable regulations to provide you the best service. Accordingly, you acknowledge and agree that the Service and functionality of the Software may vary from time to time. Technical requirements for use of Service and Software and feature descriptions are available on the Website. If you do not agree with any changes to Software and Products you may terminate your relationship with Reliance Global Call. You may need to upgrade to a new version in order to enjoy the full benefits of certain Products. In addition, you acknowledge and agree that certain Products may be subject to usage limits or geographical restrictions, which may vary from time to time and place to place. Please check the Website for details of the most up-to-date usage restrictions that apply to the Products that you are using.
  12. Certain parts of the Websites or the Software may ask for written suggestions or problem reports such as using our contact form or problem report form ("Reports"). Please read carefully any specific terms, which govern those Reports. The Reports shall be deemed the property of Reliance Global Call. Reliance Global Call shall exclusively own all now known or hereafter existing rights to the Reports throughout the universe in perpetuity and shall be entitled to use the Reports for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the Reports. Any Reports you send to Reliance Global Call will not be treated as confidential and Reliance Global Call shall not be liable for any disclosure of the Reports.
  13. You may link to the Website from another website owned by you, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement by Reliance Global Call where none exists. Reliance Global Call may revoke the permission to link to the Website, restrict redirection to the Website at any time at its sole discretion and will not notify you in this respect., if it is done without the prior permission from Reliance Global Call
  14. You do not have a right to make available under any law or under contractual or fiduciary relationships including but not limited to an inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under non disclosure agreements.
  15. You do not have a right to reproduce, duplicate, copy, sell, resell or exploit for any commercial or unlawful purposes, the Information or any portion thereof, your right to use this Website, or your right to access any services offered or made available on or through this Website.
  16. Reliance Global Call shall not be liable in relation to any damage or harm arising to your device due to use of our services from any breach of the above restrictions, including (but not limited to) death, personal injury or severe poverty or environmental damage.

 

Applicable Law and Jurisdiction

These Terms are governed by and to be interpreted in accordance with laws of State of New York applicable to agreements made and to be performed in New York, without regard to the choice or conflicts of law provisions of any jurisdiction. You agree, in the event of any dispute arising in relation to these terms and conditions or any disputes arising in relation to the Website, whether in contract or tort or otherwise, to submit to the exclusive jurisdiction of the federal and state courts of competent jurisdiction sitting in New York for the resolution of all such disputes. Any claim or cause of action you may have with respect to this Website must be   commenced within one year after the claim or cause of action arises or else such claim or cause of action is barred.